Saturday, November 17, 2012

Replace the Child Tax Credit with a Child Tax Adjustment.

I have a lot of ideas that would be considered by most to fall into the category of “thinking out of the box”. This is one of them. While its implementation would be difficult to say the least, I believe in the premise if not the plan, and hope it provides something to ponder for those with open minds.


When I was in college, and coming into my own as a deep thinking adult, I devised a concise synopsis of my views of one of the most important issues facing mankind. Here is my quotable statement:

“The number one root cause of all of the major problems in the world today is global human overpopulation” -Brett Cherrington circa 1978.

While I have written of the problem of overpopulation before and will again, this time I am putting out an idea that I came up with years ago that may be something that it is time to promote. With the “fiscal cliff” (no sidebars on that name) looming, and the parties posturing in predictable ways, taxes are a big issue. While there are many specifics to consider, I am here focusing on taxes as a method of incentivising personal decision making. In particular, regarding overpopulation, the tax incentives for procreation. The current tax incentive is actualized by the child tax credit. Let me state; it is a self-evident truth that we need children and families. The size of those families, however, needs to be limited. It is unacceptable to tell anyone that they may not have offspring. It is much more acceptable to consider the limitations of our planet, the enormity of the human population, the certainty that it will become more enormous, and our need to limit that increase as much as possible.

My idea is one that deals with this in a way that provides pro-family incentives for small families. This proposal would be address several factors in the debates on family planning, taxes, and entitlements.

So, here it is:

Replace the Child Tax Credit with a Child Tax Adjustment.

My idea for a Child Tax Adjustment (CTA) would double the current Child Tax Credit (CTC) for the first child. Very pro-family, this would help young families by providing additional resources for them to spend on bringing up their child. The CTA for the second child would be zero, with no additional tax adjustment. The family is now in a position exactly where they would have been under the CTC (2 children and CTCx2). This is pro-family too, but provides no change in incentivization from our current system. The CTA for the third child would be a tax equal to the CTC[at this point (CTCx2)-CTC=CTC so this third child decreases the tax adjustment from CTCx3 under the current system to CTCx1 under my proposal]. The CTA for the fourth child would be a tax double the CTC [(CTCx2)-(CTCx2)=0 providing no tax benefits or penalties for this family's procreation choices], the fifth triple the CTC [(CTCx2)-(CTCx3)=(-1CTC) providing a procreational disincentive, and so on with increaseing disincentives for each additional child. This is a disincentive to excess procreation. It in no way prohibits this additional procreation, but does provide an incentive to limit family size, and in the collective, limit population growth.

I am aware that there are plenty of circumstances that would need to be addressed. Here is a sampling:

  • Grandfathering (statutory continued acceptance of) of all children born prior to/within a year of adoption (of the law). There is no intention to penalize people for decisions made prior to this tax provision.

  • Multiple births would be exempt and count as a single birth. For those conceived with medical reproductive enhancement, perhaps a compromise figure would be appropriate to mitigate any attempt to use medical technology to outflank this loophole.

  • Availability of contraceptives would need to be essentially universal. Just as abortion needs to be available because mistakes and accidents do happen, to penalize the poor who may not have a realistic availability of contraceptives would be unacceptable.

  • Safety nets for the poor would need to provide for the children while maintaining the disincentive against continued procreation aimed at the parents.

  • Some provision for penalizing the wealthy for excessive procreation must be included to prevent a situation where the wealthy can have large families just because they can afford it. Their offspring would likely be greater consumers of our earth's resources, and inequities must be avoided where possible.
  • There are religious ramifications of this idea that many will find objectionable.

I am sure there are many more issues that could be brought into the discussion, but I hope I have provided some food for thought. The impracticality of ideas such as these may seem to condemn them to the dust bin of crazy ideas, but as our planet strains under the load of our human population, and our economy strains under the load of providing services to that population, these ideas may seem less extreme.

One of the benefits of my idea that may be easily overlooked is the financial boost that a couple (or even a single parent, though that is another topic and in this case perhaps a disincentive to planned single parenthood could or should be considered) would receive on the birth of their first child. This boost could improve the early childhood health and education of our children, and help young families handle the new financial burden that having a child bestows upon them.

We as humans many times ignore the tough issues until they become critical. The issue of climate change is a prime example of that tendency. The problem of global human overpopulation is huge and growing larger. All arguments that it is a problem under control or that deride the seriousness of the situation or that beg for more children for purposes of workforce enhancement, or for providing a demographic bailout for an indebted society, must be exposed as the irrelevant, weak, and counterproductive arguments that they are. We must address overpopulation. After all....

“The number one root cause of all of the major problems in the world today is global human overpopulation”.

Sunday, November 11, 2012

Time to step up and do your part

Now that we can finally put electoral politics behind us it is time for some action.

Environmentalism seems to have finally begun to reach the masses. After decades of denial, that seemed way too easy to succumb to by the average citizen, there was a move towards “green” in our social discourse and consumption options. Much of that was just “green washing”, and that is an issue that still needs to be addressed, but there is progress being made. People realize that though scientists refuse to find definite climate change causality in any one weather event, there is near universal scientific agreement that the alarming trends in extreme weather events is definitively caused by global warming which is caused by humans introducing large amounts of greenhouse gases into our atmosphere.

So what can you do? Well there is a near limitless list of things you can do. What do I suggest? Anything. Just do SOMETHING.

My own approach, and that which I try to influence others to try, is what I call “Just one thing”. The basic premise of my approach is that to avoid being overwhelmed by all of the things you can do to change your impact on our planet, you do “just one thing” and embrace it. Do it until you can't imagine NOT doing it. You will find that no matter what you choose, because you will naturally choose something that you deem doable, you will find it to be a viable option and not terribly difficult to make a permanent change in your life. You will likely feel good about that change. You may wonder why it took you so long to make that change. All in all, it will feel and BE good.

So what is next after you make that change in “just one thing”? Choose another “one thing”. Wash rinse repeat.

With this method you can make incremental changes in your attitudes and behaviors that can have a significant impact on your life, and when combined with everyone else's “just one thing” have a significant impact on the planet's future.

We have made steps toward a sustainable future, but we are no where near it yet. We all need to do our part. Please, do “just one thing”.



Suggestions to start your change:

Buy just one LED light bulb - we need economies of scale to bring prices down and there are already good products out there for the cost of what you might throw down for something insignificant, though priced much higher than incandescent or compact florescent bulbs.  I have a number of different LEDs in my house and am quite pleased with their function and energy savings.

Turn down your LED TV - I use the ECO settings on my TV to decrease the LED backlight brightness to save energy.  Using a watt meter  I have found my TV can save over half of its energy usage this way.  For news and most shows the picture is fine and I can always turn this feature off for a particular movie or show if I want the brilliance my TV can provide.

Use your microwave to heat water for tea or hot chocolate, etc - microwaves are the most efficient way to heat water.  Little to no energy is wasted.  Some may prefer to heat food on the stove, believing that there is some quality degradation using microwaves, but heating water with microwaves is an energy saver.

Buy something that was produced locally - disregard the minor cost difference, just pay a bit more to help a local fellow citizen and save transportation energy, too.

Hang your clothes to dry them - wait a minute, this one just might deserve its own blog post.......